People who buy their own home usually pay for it with a mortgage, a special loan from a
bank or building society. This load is paid back, with interest, over a long period of time,
usually 25 years. You can get information about mortgages from a bank or building
society. Some banks can also give information about Islamic (Sharia) mortgages.

If you are having problems paying your mortgage repayments, you can help and advice.

It is important to speak to your bank or building society as soon as you can.

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