Money and credit

Bank notes in the UK come in denominations (values) of 5, 10, 20 and 50. Northern
Ireland and Scotland have their own bank notes which are valid everywhere in the UK,
though sometimes people may not realise this and may not wish to accept them.

The euro

In January 2002 twelve European Union states adopted the euro as their common
currency. The UK government decided not to adopt the euro at that time, and has said it
will only do so if the British people vote for the euro in a referendum. The euro does
circulate to some extent in Northern Ireland, particularly in the towns near the border
with Ireland.

Foreign currency

You can get or change foreign currency at banks, building societies, large post offices
and exchange shops or bureaux de change. You might have to order some currencies in
advance. The exchange rates vary and you should check for the best deal.

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